October 6th, 2011 | 
Author: Debt Counselling-Another Con?
When the legislation was introduced there was a lot of hope and belief that there would be real relief for those who had experienced financial difficulties and who were trying to sort out their financial woes. Alas that is not what is happening. All sorts of people have registered themselves as counsellors, all those folk who have failed at everything else have set themselves up to advise and assist. Talk about the one-eyed being king of the blind, well this is definitely the case. What has now happened is that there is another layer of “professional” who preys on the financially bereft, and what is more he has been shuffled to the front of the queue and he takes of the unsuspecting debtor’s first fruits. It is only after the DC has been paid that the other “protection” in terms of the Act comes into play and it has not proved very effective. While the proposed distribution plans languish in the halls of justice waiting for overworked or reluctant magistrates to approve the distribution plans, the debtor is at the mercy of creditors who ignore notices etc from the counsellor. In true David and Goliath style it is up to the broke debtor to somehow take on his creditor who has repossessed his vehicle or other goods and now not only has he paid someone else in the financial food chain but he is in a worse position than before – no vehicle. God help those reps and others who need their vehicle for work. So I ask myself was this just another badly conceived idea or was it a deliberate con to get all the unscrupulous advisers onto the “taking from the poor” gravy train?
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